Self Employed Mortgage Advisor

Posted 23 January 2026
LocationEast London
Job type Permanent
Discipline Financial Services
Reference889820

Job description

INDSS
Self-Employed Mortgage Advisor - Fully Remote (Own Client Bank Required)
A fantastic opportunity has arisen for an experienced Self-Employed Mortgage Advisor to join a well-established and growing advisory business (part of a respected network), working fully remotely and managing your own diary.
This is a genuine opportunity, ideal for an adviser who already has an existing client bank/pipeline and wants to maximise earnings with excellent commission splits, strong support, and long-term stability.
OTE of £70k+ in Year 1 is achievable for the right adviser.
What's on offer
  • Fully remote role - work from anywhere in the UK
  • Self-employed position with autonomy and flexibility
  • Manage your own diary and workload
  • Competitive commission splits (gross fees - no fees payable to network)
  • In-house supervision and support
  • Strong online presence, with lead generation via website and social media
  • Opportunity to grow within a business actively expanding its advisory team
Commission / Earnings
Very strong commission structure available:
  • 80% procurement fee
  • 80% mortgage fee
  • 150% protection commission (APE)
  • 30% buildings & contents
  • £125 solicitor referral fee
  • Same split applies for all leads
The role
You will advise clients from enquiry through to completion, delivering compliant mortgage and protection advice while providing an exceptional service experience.
Responsibilities include:
  • Managing the full client journey from fact-find to completion
  • Providing compliant mortgage advice through the network
  • Advising on protection products to support clients appropriately
  • Maintaining excellent client service, communication and file quality
  • Managing your pipeline effectively and independently
  • Ensuring compliance and accurate record keeping in line with network standards
Candidate requirements
To be considered for this position, you must have:
  • Proven experience as a Mortgage Advisor
  • A strong existing client bank / pipeline (essential)
  • Confidence in selling protection (important)
  • Strong compliance mindset and high attention to detail
  • Professional, consultative approach to advice and client service
  • Ability to work independently, stay organised and manage workload remotely
Admin support
No admin is provided as standard. Admin packages are available through the network at a cost, should the adviser require additional support.
Interview process
  • One-stage Teams interview
Interested?
Apply now or contact us confidentially to find out more. A discreet conversation can be arranged to discuss the commission structure, support available and long-term growth.
Contact: If you are interested in this role, click apply or contact Samantha Sykes at Rayner Personnel.  Please Note: Rayner Personnel - Property Recruitment are acting as a recruitment agency with regards to this position. By submitting your application, you are consenting to Rayner Personnel processing and storing your data for the purposes of your job search. We receive a great many applications for our vacancies and try to respond to as many as we can as quickly as possible. If you have not heard from a member of the team within 48 working hours, please assume that on this occasion your application has not been successful, but please feel that you may apply for other roles we are advertising in the future.